Humbl beginnings…IT’S OVER.

Jul 3, 2021

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Brian Foote, CEO of HUMBL,  delivered a crystal clear vision of the future in his latest conference call, and here’s a hint,  it’s spelled without the letter “E”. Foote beat Costco to the punch (probably by a couple of days) by delivering Christmas early for HUMBL investors.  Drive to the main street in your hometown and you will find two to three financial institutions that should be afraid…very afraid.  Foote has put a plan into action to deliver the Alipay of the Wild Wild West on a global scale. Your thumb will have the ability to control absolutely anything your financial heart desires using Humblpay.

This is a phenomenal opportunity to own a chunk of a financial behemoth in its infantile stage. It doesn’t get any better than this. The only thing keeping you from becoming a millionaire a couple of times over is a dash of due diligence.  I have set the table for you but it’s your job to eat.

The World Wide Web is going to send their children (Venmo, PayPal, Square) to football camp over the summer. At the end of camp, these kids will get to play the counselors (HUMBL) in a game of tackle football. If you have ever participated in one of these campers vs. counselors games, you have a good idea about how this is going to go down. It’s not going to be pretty.  Say goodbye to your grandpa’s fintech app PayPal. He probably has an email that reads  “you have a $10 credit is waiting for you to use your PayPal” sitting in his account. Introduce HUMBL to your grandparents and watch your inheritance grow. The downside is that your Papa might park his new Ferrari outside of his retirement home.

The Anatomy of a Whale.

The Eyes:  Foote has laid out his vision in his latest conference call. He notes that there are a couple of aces up his sleeve to remain competitive in a rapidly changing environment. Foote is cut from a different cloth. He has navigated uncharted waters with time, precision, transparency while creating a legacy-building foundation.

In the investor conference call, he acknowledged the plea of investors to unleash the “person-to-person” payment function of the app.  The P2P functionality, while super convenient for the user, isn’t the engine that defines the app. Revenue streams from P2P are paltry when compared to the money printing NFT marketplace machine being developed.

It appears Foote has decided for investors that he will fill their wallet with earnings before your neighbor Jim can HUMBL you that bet from the Suns/Clippers game. Additionally, Foote has not only put his money where his mouth is but guaranteed that he is locking up his shares until the end of 2022. This ensures that future acquisitions will be acquired from his stash of shares.

The Spine:  The app appears to be clean. Real clean. Foote brought in some ringers to make sure his 30-year business plan had the perfect appearance. The endgame was to create an app that 1) people will want to use and 2) leave their money parked in the app. Offering up to 6% interest on balances parked in the app for cryptocurrency was a fantastic idea. And I believe it will work.

HUMBL pay can discover, tip a server, rate & review, apply for credit & loans, buy tickets all from one app. Venmo and PayPal can do 12% of what HUMBL can do. As for Square…sorry, back to the drawing board.

To remain competitive, HUMBL has undercut the competition by a large margin. PayPal is increasing their rates and they couldn’t have done it at a worse time. PayPal ponied up 2.2 Billion dollars in 2018 for a little company called Zettle that is expected to help weather the storm of competition. In baseball terms that acquisition is the equivalent of a “Full swing bunt”. Talk about falling on your sword. The author of that article is correct that there is a huge battle brewing. Unfortunately, he wasn’t aware of HUMBL.  What happens when the hardware breaks and the merchant cant receive payments? I will take HUMBL’s QR code and my smartphone over anything else. I have talked to 3 business owners today that use Clover. Surprise….there is a better option out there.

Some of the ticketing aspects are already integrated into the app. When TICKERI is fully integrated with HUMBL PAY a day of reckoning will arrive. Take note of new company advisor Nick Carter. If you’re reading this article there is a good chance that means nothing to you. However, if you go to your mom’s house and open the hope chest at the foot of her bed you may find his picture on the cover of Teen Magazine or a CD by a group called Backstreet Boys (that’s a circle disc you listen to music on). That band can ignite a prairie fire of active HUMBL PAY users. Your mom could very well beat you to the app.

The Tail: The full-court press of #HUMBLnation is impressive. Relentless, persistent, and prepared are perfect examples of those who saw Foote’s vision while his ticker was a little flooring company in the midwest.  Pull up a chair next to someone wearing a HUMBL hat or shirt and the conversation may remind you of the University of Arkansas tenacious attack on the hardwood in the early 1990s. Pull up a message board and you will find a passion for HUMBL PAY on par with other giants in the industry. LET’S GO HUMBLNATION! Humbl Pay investor shareholder call recap! HMBL Fantastic Job Brian Foote. In a world where people hide behind a computer screen and manipulate stock prices for personal gain, Foote is developing an “investor central” where you can find current HUMBL PAY information straight from HUMBL themselves. HUMBL essentially put the fire extinguisher directly in the mouths of Tim Sykes, Hindenburg research, Andrew Left, and other notorious short-sellers telling them to find another fire hydrant to play with.

Mouth:  On April 16, 2021, Humble Pay Phase 1 was released to the following countries: USA, Canada, Mexico, Australia, Singapore, and New Zealand. 

In the last couple of weeks, it was reported by Twitter users that HUMBL PAY was available to be downloaded in Greece & French was a language option to choose from. Phase 2 will bring a #HUMBLwave of new users to the app through 28 new countries.

Phase 2 will include Austria, Belgium, Switzerland, Cyprus, Czech Republic, Germany, Denmark, Estonia, Spain, Finland, France, United Kingdom, Greece, Hungary, Ireland, Italy, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.

Phase 3 will bring Brazil, India, Hong Kong, Japan, and Malaysia to the table.

Foote signed a podcast deal with IHeartMEDIA to add yet another layer of income to the bottom line. If you are going to have A-list celebrities and athletes coming to your HQ you might as well monetize it. This type of forward-thinking shows me that HUMBL PAY isn’t afraid to monetize anything they touch. Brian Foote is innovating and implementing ideas at such a fast rate, he may have to consider legally changing his name to MIDAS.

Fins:  The collection of talent coming to HUMBL pay in the form of an advisory role is impressive.  Foote pulled out his checkbook and started doling out his shares to expand his global footprint.  

David Dunn represents Athletes First, an agency representing professional athletes.  Athletes First is a player in the Professional leagues. This is evident by representing 22% of the first-round draft picks of the 2021 NFL draft.  

Rob Luna has a profile that states “His 22 years of experience includes consulting with companies such as Amazon, Google, and Facebook, managing money for some of the world’s wealthiest individuals, and building a multimillion-dollar business that was sold to a publicly traded company.”

Avraham Berkowitz is someone whom you probably haven’t heard of. After reading one paragraph in Rabbi Berkowitz’s bio…it’s apparent that he will provide insight for HUMBL with his global connections. 

Nick Carter is a Backstreet Boy (ask your mother). I’m semi ashamed to admit that I now follow Nick (due to HUMBL) on Twitter. Please note that Nick isn’t Lamar Odom’s playtoy. That’s his little brother Aaron in this incorrectly titled video NBA vs BSB

Samer Kamal is a technology and business guru.

Side note for all you business owners. This is the perfect time to secure your “1-word” HUMBL Pay user name. Imagine when someone needs to look up the word(s): candy, movies, construction, chiropractor, nails, shoes, or any other generic term that relates to your business. By securing that username you will be by default one of the first choices in the discover section of the app (globally) due to your user name being a generic search term.

To wrap up today’s thoughts…thanks for taking the time to read my opinions. Have a wonderful and safe 4th of July. I appreciate your time. I’m going to go digging for Oil in 88 Energy (they think they have found 1.6 Billion barrels of oil in Alaska) and flip EEENF into more HMBL. 

Be different…Be HUMBL.


I/we are long in Humbl since November 28, 2020. I will continue to accumulate shares until they up-list to NASDAQ. I am not receiving any compensation at the time of writing this opinion from anyone. I am not a financial advisor and please consult a professional before trading any stocks. This is solely an opinion and should be taken as such. I have downloaded the app and I intend to use it regularly.